Rhode Island Workers' Compensation ( Workers Comp.)

The workers compensation program in the state of Rhode Island falls under the auspices of the Department of Labor and Training but is managed and implemented by insurance companies on behalf of the state. These insurance companies are overseen by the state.

The objective of the workers’ compensation program is to protect injured workers through this state managed compensation program which will not only provide financial compensation, due to the loss of income, but will ensure that medical care is provided and, where necessary, will fund vocational rehabilitation/education programs.

When an employee is injured ‘on the job’ the individual must deal with both his/her employer and the insurance provider who will bring the might of their legal department to bear. Call now to protect you and your family from the devastation of no paycheck and unpaid medical bills.

In Rhode Island, the workers compensation program is funded through a self-insurance program. Most employers must carry workers compensation insurance. Both the employer and the insurance company are financially motivated to either deny any settlement or to finalize the workers’ comp claim with the smallest possible financial settlement.

What type of injury does Workers’ Compensation cover?:

• Direct injuries caused ‘on the job’
• Injuries cause by repetitive motions/actions which can occur over time
• Pre-existing injuries "if aggravated or exacerbated" by any of the above

What kind of benefits can an injured worker expect?

• 75% of the injured workers take home pay based on prior average earnings
• If the injured employee returns to work but is assigned to a ‘light duty’ task which pays at a lower late, Worker’s Comp will compensate for the earnings differential.
• Vocational rehabilitation and education, where it is deemed necessary.
• Compensation for physical disfigurement
• Compensation for loss-of-use
• Protection of loss of job with the rules of the program

Why have an attorney represent you?

A workers' compensation lawyer…

• knows all the detail of the law and how to maximize your entitlements
• will stand-up to your employers’ workers’ comp insurance carrier
• will walk you through the process and explain your entitlements

When results matter... call Rhode Island Workers Comp. Attorney Ann Sheeley...now!

(401) 619-5555 or (888) 774-0007