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  • Ann Sheeley

Personal Injury Lawsuits: How to Determine the Amount of Compensation You Could Receive

Updated: Feb 8

If you've suffered a personal injury, you may be wondering about the potential compensation you could receive by filing a legal claim. The value of a personal injury lawsuit varies based on several factors. To help give you a clearer picture, Sheeley Law discusses the key factors that help determine how much you could receive in damages, including medical bills, lost wages, and pain and suffering.  As always, Attorney Ann Sheeley is available 24/7 for a free consultation to answer your specific questions.

Personal Injury Lawsuit Settlements

1.  Medical Expenses: The Foundation of Your Claim

Your medical expenses play a significant role in determining the worth of your personal injury lawsuit. This includes current and anticipated future medical costs related to the injury. Make sure to keep detailed records of all medical treatments, prescriptions, and therapies. This should include expenses incurred immediately after the accident, as well as anticipated treatments through your entire road to recovery.


2.  Lost Wages and Income: Determining Financial Losses

If your injury has caused you to miss work, these losses should be factored into your compensation. Documenting the days missed, salary information, and any potential future income loss is crucial.


3.  Pain and Suffering: Putting a Price on Non-Economic Damages

Unlike economic damages, pain and suffering are more subjective but equally important. Pain and suffering includes not only physical pain, but also emotional distress, and the overall impact on your quality of life. Determining a monetary value for these damages requires an experienced Rhode Island personal injury attorney, such as Ann Sheeley, who leaves no stone unturned when seeking maximum compensation for their clients.


4.  Property Damage: Beyond Personal Injury

If your personal injury incident involved damage to your property, for example, your vehicle was damaged in an accident, the costs for repair or replacement contribute to your overall claim value. It is critical that you document the property damage and furnish a quote or bill to repair your property.


5.  Insurance Coverage and Policy Limits: Knowing the Boundaries

The available insurance coverage, both yours and that of the at-fault party, can influence the potential compensation. A reputable personal injury lawyer will evaluate all insurance policies, policy limits and potential underinsured claims. Underinsurance motorist (UIM) coverage is standard in Rhode Island but is not mandatory. If you are involved in an accident with a defendant with policy limits too low to properly compensate, your UIM policy stands in the place of the insurance of the person who hit you, up to your own policy limits.



While determining the exact value of your personal injury lawsuit can be complex, understanding the key factors will give you a better understanding of how compensation is calculated in personal injury lawsuits. It is important to work with an experienced attorney who can guide you each step of the way and fight hard for you.

Rhode Island Personal Injury Attorney Ann Sheeley has represented hundreds of victims in her more than 25 years of experience and provides aggressive, results-driven legal services in order to obtain maximum compensation. For a free consultation, contact us at 401-619-5555 or email










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